Transamerica's Long Term Care (LTC) Division is a leader in the industry. The Long Term Care insurance (LTCi) products provide benefits to policyholders who require care due to chronic illness or cognitive impairment.

Expenses associated with long term care can create emotional and financial burdens to individuals and families. LTCi can help protect the insured's income and retirement savings and assist a family in managing the health, safety and financial issues associated with the need for LTC. LTCi doesn't just pay for nursing home stays, it can also pay for services that help to keep someone at home, such as home modifications and caregiver training.

LTCi policies are sold through the worksite, to groups and associations as well as individuals. The LTC Division is devoted to providing the policyholder with the best possible experience at a difficult time of need. At the first sign of hardship or just to provide helpful information, they are proactive in assisting policyholders, claimants and their families. Employing nurses, licensed social workers and specialists, this division offers a wide range of resources, services and expertise to support policyholders and their families when they need it the most.