AEGON Institutional Markets, Inc. (AEGON Institutional) has been a leading provider of savings and investment products to institutional clients in the retirement and asset-accumulation markets. AEGON Institutional also includes AEGON Structured Products, which focused on providing support for structured investment transactions in the capital markets, and AEGON Global Institutional Markets plc, which is based in Dublin, Ireland, and focused on European institutional business opportunities.

AEGON Institutional's products include guaranteed investment contracts (GICs) and funding agreements. Both product types are insurance contracts issued by Monumental Life Insurance Company, Transamerica Financial Life Insurance Company or Transamerica Life Insurance Company that generally offer some type of guarantee of principal. Since 1981, AEGON Institutional has sold its products into a variety of sectors including the cash markets (such as money market funds), the municipal reinvestment arena, the capital markets via medium term notes and various retirement/tax deferred savings markets (e.g., the 401(k) segment). In addition, the company has been a leading provider of synthetic GICs into the defined contribution marketplace.

On February 17, 2009, the AEGON companies announced that there will be a significant reduction in AEGON Institutionals' spread-based balances over the next two years. This has resulted in a cessation of product issuance in the cash markets and medium term notes sectors.

For more than a quarter of a century, AEGON Institutional has distinguished itself from the competition through three key attributes: an exclusive focus and commitment to institutional clients; seasoned expertise in product structuring and asset/liability management; and outstanding issuer strength.

Additional information can be found at: www.aegoninstitutional.com