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Earning your trust is our highest priority. Our consistently high ratings are a direct reflection of the care with which we manage our business. Our insurance companies have received high ratings from the industry's most respected ratings agencies.

A.M.
Best
Moody'sFitchStandard & Poor's
Transamerica Life Insurance CompanyAA1AAAA-
Transamerica Financial Life Insurance CompanyAA1AAAA-
Merrill Lynch Life Insurance CompanyAA1AAAA-
ML Life Insurance Company of New YorkAA1AAAA-
Monumental Life Insurance CompanyAA1AAAA-
Stonebridge Casualty Insurance CompanyA-
Stonebridge Life Insurance CompanyAA1AAAA-
Western Reserve Life Assurance Co. of OhioAA1AAAA-
Transamerica Life CanadaB++AABBB
MONGERAL AEGON
Seguros Argos, S.A. de C.V.

Refer to footnotes (1,3) at bottom of page regarding ratings criteria and rankings.

Click to view the current ratings analysis from A.M. Best or Standard & Poor's.

The Insurance Marketplace Standards Association (IMSA) is a voluntary organization created by life insurers to promote ethical conduct in the sale of individually sold life insurance, annuities and long-term care insurance products. Acceptance into this program is evidence of our commitment to customer satisfaction and a strong endorsement of our companies' ethical market practices.

IMSA member companies include: Transamerica Life Insurance Company; Transamerica Financial Life Insurance Company; Monumental Life Insurance Company; Stonebridge Life Insurance Company; Western Reserve Life Assurance Co. of Ohio.

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Transamerica Life Insurance Company
HOME OFFICE:
4333 Edgewood Road NE
Cedar Rapids, IA 52499
(319) 355-8511
Transamerica Life Insurance Company

  • Company Strength Brochure
  • Effective October 2, 2008 Life Investors Insurance Company of America merged with Transamerica Life Insurance Company.
  • Effective October 1, 2008 Transamerica Occidental Life Insurance Company merged with Transamerica Life Insurance Company.
  • $1,107 billion of insurance in force as of December 31, 2008.
  • Licensed in all states (except New York) and the District of Columbia.
  • Providing insurance products since 1961.
  • State of Domicile Iowa; NAIC Number 86231.
FINANCIALS: ($ US Millions)
2008
2007

Assets(2)
$103,871
$112,606

Liabilities
$97,671
$106,736

Shareholders' Equity(3)
$6,200
$5,870


RATINGS: (1)
  • A.M. Best: A
  • Moody's: A1
  • Fitch: AA
  • Standard & Poor's: AA-
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Transamerica Financial Life Insurance Company
HOME OFFICE:
4 Manhattanville Road
Purchase, NY 10577
(914) 697-8000
Transamerica Financial Life Insurance Company

  • Company Strength Brochure
  • $296 billion of insurance in force as of December 31, 2008.
  • Licensed in all states and the District of Columbia.
  • Providing insurance products since 1947.
  • State of Domicile New York; NAIC Number 70688.
FINANCIALS: ($ US Millions)
2008
2007

Assets(2)
$18,792
$17,772

Liabilities
$17,902
$16,857

Shareholders' Equity(3)
$890
$915


RATINGS: (1)
  • A.M. Best: A
  • Moody's: A1
  • Fitch: AA
  • Standard & Poor's: AA-
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Merrill Lynch Life Insurance Company
HOME OFFICE:
425 West Capital Avenue, Ste 1800
Little Rock, AR 72201


ADMIN OFFICE:
4333 Edgewood Rd NE
Cedar Rapids, IA 52499
(319) 355-8511

Merrill Lynch Life Insurance Company

  • Company Strength Brochure
  • SEC Filings
  • Acquired on December 28, 2007.
  • $8 billion of insurance in force as of December 31, 2008.
  • Licensed in all states (except New York) and the District of Columbia.
  • State of Domicile Arkansas; NAIC Number 79022.
FINANCIALS: ($ US Millions)
2008
2007

Assets(2)
$10,342
$13,911

Liabilities
$9,984
$13,534

Shareholders' Equity(3)
$358
$377


RATINGS: (1)
  • A.M. Best: A
  • Moody's: A1
  • Fitch: AA
  • Standard & Poor's: AA-
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ML Life Insurance Company of New York
HOME OFFICE:
4 Manhattanville Road
Purchase, NY 10577


ADMIN OFFICE:
4333 Edgewood Rd NE
Cedar Rapids, IA 52499
(319) 355-8511

ML Life Insurance Company of New York

  • Company Strength Brochure
  • SEC Filings
  • Acquired on December 28, 2007.
  • $454 million of insurance in force as of December 31, 2008.
  • Licensed in Connecticut, Deleware, Maine, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island and Vermont.
  • State of Domicile New York; NAIC Number 82848.
FINANCIALS: ($ US Millions)
2008
2007

Assets(2)
$835
$1,169

Liabilities
$783
$1,092

Shareholders' Equity(3)
$52
$77


RATINGS: (1)
  • A.M. Best: A
  • Moody's: A1
  • Fitch: AA
  • Standard & Poor's: AA-
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Monumental Life Insurance Company
HOME OFFICE:
4333 Edgewood Rd NE
Cedar Rapids, IA 52499
(319) 355-8511

ADMIN OFFICE:
2 East Chase Street
Baltimore, MD 21202
(410) 685-2900

Monumental Life Insurance Company

  • Company Strength Brochure
  • Effective October 1, 2007 Peoples Benefit Life Insurance Company merged with Monumental Life Insurance Company.
  • Effective April 1, 2007 Monumental Life Insurance Company changed its statutory office state from Maryland to Iowa.
  • $75 billion of insurance in force as of December 31, 2008.
  • Licensed in all states (except New York) and the District of Columbia.
  • Providing insurance products since 1858.
  • State of Domicile Iowa; NAIC Number 66281.
FINANCIALS: ($ US Millions)
2008
2007

Assets(2)
$35,531
$37,935

Liabilities
$34,064
$36,771

Shareholders' Equity(3)
$1,467
$1,164


RATINGS: (1)
  • A.M. Best: A
  • Moody's: A1
  • Fitch: AA
  • Standard & Poor's: AA-
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Stonebridge Casualty Insurance Company
HOME OFFICE:
100 South Third Street
Columbus, OH 43215


ADMIN OFFICE:
520 Park Avenue
Baltimore, MD 21201
(410) 685-5500

Stonebridge Casualty Insurance Company

FINANCIALS: ($ US Millions)
2008
2007

Assets(2)
$299
$290

Liabilities
$171
$170

Shareholders' Equity(3)
$128
$120


RATINGS: (1)
  • A.M. Best: A-
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Stonebridge Life Insurance Company
HOME OFFICE:
56 1/2 Merchants Road
Rutland, VT 05702


ADMIN OFFICE:
2700 West Plano Parkway-3C
Plano, TX 75075
(972) 881-6000

Stonebridge Life Insurance Company

  • Company Strength Brochure
  • Effective July 1, 2007 Veterans Life Insurance Company merged with Stonebridge Life Insurance Company.
  • $11 billion of insurance in force as of December 31, 2008.
  • Licensed in all states (except New York) and the District of Columbia.
  • Providing insurance products since 1900.
  • State of Domicile Vermont; NAIC Number 65021.
FINANCIALS: ($ US Millions)
2008
2007

Assets(2)
$2,138
$2,206

Liabilities
$1,947
$1,945

Shareholders' Equity(3)
$191
$261


RATINGS: (1)
  • A.M. Best: A
  • Moody's: A1
  • Fitch: AA
  • Standard & Poor's: AA-
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Western Reserve Life Assurance Co. of Ohio
HOME OFFICE:
366 E. Broad Street
Columbus, OH 43215


ADMIN OFFICE:
570 Carillon Parkway
St. Petersburg, FL 33716
(727) 299-1800

Western Reserve Life Assurance Co. of Ohio

  • Company Strength Brochure
  • $120 billion of insurance in force as of December 31, 2008.
  • Licensed in all states (except New York) and the District of Columbia.
  • Providing insurance products since 1979.
  • State of Domicile Ohio; NAIC Number 91413.
FINANCIALS: ($ US Millions)
2008
2007

Assets(2)
$8,128
$11,769

Liabilities
$7,844
$11,273

Shareholders' Equity(3)
$284
$496


RATINGS: (1)
  • A.M. Best: A
  • Moody's: A1
  • Fitch: AA
  • Standard & Poor's: AA-
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Transamerica Life Canada
HOME OFFICE:
5000 Yonge Street
Toronto, Ontario, Canada
M2N-7J8
(416) 883-5000
Transamerica Life Canada

  • Transamerica Life Canada is not licensed to conduct business in any state in the U.S., the District of Columbia, or U.S. territories.
FINANCIALS: ($ CAD Millions)
2008
2007

Assets(4)
$9,837
$10,856

Liabilities
$9,034
$9,892

Shareholders' Equity(3)
$803
$964


RATINGS: (1)
  • A.M. Best: B++
  • Fitch: AA
  • Standard & Poor's: BBB
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MONGERAL AEGON
HOME OFFICE:
Travessa Belas Artes, 15 Centro
Rio de Janeiro - RJ - Brazil 20060-000
55 21 3722-2200

MONGERAL AEGON

  • Effective May 2009, AEGON acquired 50% of Mongeral Seguros e Previdência
  • 182,836 individual clients as of December 31, 2008.
  • R$ 263,274,801.00 in premiums from January to December 2008.
  • Licensed in all states of Brazil.
  • Not licensed to conduct business in any state in the U.S., the District of Columbia, or U.S. territories.
  • Founded in 1835.
FINANCIALS: ($ Brazilian reais - thousand)
2008
2007

Assets(2)
$243,489
$219,718

Liabilities
$208,716
$183,634

Shareholders' Equity(3)
$34,773
$36,084

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Seguros Argos, S.A. de C.V.
HOME OFFICE:
Insurgentes 1685-2 Col.
Guadalupe Inn C.P. 01020
(+5255 1500 1600)
Seguros Argos, S.A. de C.V.

  • Effective October 2006, AEGON acquired 49% of Seguros Argos, S.A. de C.V.
  • 1,781,580 policies in force as of December 31, 2008.
  • 2,487 million in issued premiums from January to December 2008.
  • Licensed in all Mexican states.
  • Not licensed to conduct business in any state in the U.S., the District of Columbia, or U.S. territories.
  • Founded in 2002.
FINANCIALS: ($ Mexican pesos - thousands)
2008
2007

Assets(2)
$1,345,895
$1,001,257

Liabilities
$1,144,668
$818,996

Shareholders' Equity(3)
$201,226
$182,261

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(1) Ratings from the A.M. Best Company, Moody's Investors Service, Fitch Ratings and Standard & Poor's reflect the current opinion of the relative financial strength and operating performance of the AEGON companies as of the following effective dates.

A.M. Best Company: April 23, 2009 for all companies except Stonebridge Casualty Insurance Company rated on May 28, 2009 and Transamerica Life Canada rated on May 29, 2009
Moody's Investors Service: February 17, 2009
Fitch Ratings: March 6, 2009
Standard & Poor's: March 31, 2009

Ratings criteria and rankings can vary by rating company. Copies of rating reports are available from each insurance company upon request.

RATINGS
A.M.
Best
Moody'sFitchStandard & Poor's
 A++  Aaa  AAA  AAA 
   Aa1  AA+  AA+ 
 A+  Aa2  AA  AA 
   Aa3  AA-  AA- 
 A  A1  A+  A+ 
   A2  A  A 
 A-  A3  A-  A- 
 B++  Baa1  BBB+  BBB+ 
   Baa2  BBB  BBB 
 B+  Baa3  BBB-  BBB- 
 B  Ba1  BB+  BB+ 
   Ba2  BB  BB 
 B-  Ba3  BB-  BB- 
 C++  B1  B+  B+ 
   B2  B  B 
 C+  B3  B-  B- 
 C  Caa1  CCC  CCC+ 
   Caa2  CC  CCC 
 C-  Caa3  C  CCC- 
   Ca    CC 
 D  C    R 
        
        
 E,F,S       

(2) Based on Statutory Accounting Principles
(3) Capital and Surplus plus Asset Valuation Reserve
(4) Based on Canadian Generally Accepted Accounting Principles (CGAAP).


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